Apr. 15, 2026 Money Basics

Do I Have to File Taxes? 

You likely need to file if you: 

  • Had a job (W-2 income)  
  • Earned money from freelance/side work (1099 income)  
  • Received taxable scholarship or stipend money  
  • Had taxes withheld from a paycheck  

You may also want to file even if you don’t have to—because: 

  • You could get a refund  

Translation: If you earned money, it’s worth checking. 

What Does “Filing Taxes” Mean?  

Filing taxes is when you:  

  • Report what you earned during the previous year 
  • Compare what taxes you paid vs. What you owe 
  • Get a tax refund or pay the difference of what taxes you still owe.  

US Federal Tax Return Deadline: April 15th  

Forms You Might See 

  • W-2 → job income  
  • 1099 → side income / interest  
  • 1098-T → tuition + scholarships  
  • 1040 → what you file 

How to File 

  • IRS Free File  
  • Tax software (like TurboTax, H&R Block)  
  • Free help (VITA tax prep assistance!) 

Additional Resources